Private health insurance offers more flexibility and customization, especially if you’re healthy and looking for tailored coverage. Marketplace plans are government-subsidized and follow ACA guidelines, but often come with higher deductibles and more restrictions.

PPO plans give you the flexibility to see any doctor or specialist without a referral, offering nationwide coverage. This makes them ideal if you travel or prefer more freedom in choosing your healthcare providers.

If you already have coverage, I can still review your plan and compare it to other options to ensure you’re getting the best coverage and value.

HMO plans require referrals for specialists and limit coverage to doctors within a network. PPO plans, like the ones I offer, provide more flexibility, allowing you to see any doctor without referrals and offering nationwide coverage.

A deductible is the amount you must pay out-of-pocket before your insurance starts covering certain services. With the plans I offer, many services have no deductible, giving you immediate benefits.

Yes! If you’re self-employed, your health insurance premiums may be tax-deductible. This can lead to significant savings at tax time while ensuring your health is covered.

Yes! I specialize in offering customizable health-based PPO plans that cater to self-employed individuals and freelancers. These plans are tax-deductible and provide flexible coverage without high out-of-pocket costs.

I’ll guide you through every step! We’ll start with a consultation to discuss your needs, and from there, I’ll provide tailored options. The enrollment process is straightforward, and I’m here to help with any paperwork.

You can update or change your plan if your health needs or financial situation changes. I provide ongoing support to ensure your plan always fits your life.

Yes! I can help you explore family plans that provide comprehensive coverage at an affordable rate.

Subsidies are based on your income level and household size. During our consultation, I’ll help determine if you qualify for subsidies or if a private plan would be more beneficial.

Yes, you can switch to private health insurance plans at any time! Open enrollment and qualifying life events only apply to marketplace (ACA) plans, but both marketplace and private plans are non-contractual. This means you can cancel or change your plan whenever you need to, without being locked into a contract. The only exception is group plans through an employer, which may have contractual obligations.